Hawaii is a no-fault state. “No fault” means that when you are in a car accident, medical bills are paid quickly by your own car insurance company, regardless of who is at fault. However, damage to your automobile or property, unlike bodily injuries, is the responsibility of the at-fault driver or their insurance company. Additionally, if medical bills exceed $5,000, you can file a lawsuit against the other driver or make a claim against their insurance to be compensated for all of your damages. For serious injuries needing extensive medical care, we are generally able to negotiate a settlement that will not only cover all medical bills but also compensate you for your lost income, pain and suffering, emotional and psychological trauma, and diminished quality of life. Please see our representative verdicts and settlements here.