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If you were hit by a drunk driver and injured, suing the driver to obtain compensation is an obvious path to take. You may be able to file a claim against the driver’s liability insurance.

According to a 2021 report done by the Insurance Research Council (IRC), around 9.3% of drivers in Hawaii are currently uninsured. While this is less than the national average of 12.6%, it still means that if you’re involved in a car accident, there’s a nearly 1 in 10 chance that you’ll be hit by an uninsured or underinsured motorist.

In Hawaii, personal injury and negligent accident victims may be eligible to pursue compensation by filing a claim or lawsuit. Upon filing a claim, the insurance company will evaluate the magnitude of your injuries and damages and determine the value of your injury claim.

When injuries occur due to someone else’s negligence, you’ll need to take the proper steps to ensure you get the compensation you deserve and that you aren’t the one left footing the bill for your medical expenses. To do this, many people choose to work with a lawyer, but it’s natural to still be wondering, “Do I need an attorney for a personal injury claim?” and “What questions should I ask a personal injury attorney?”

If you have been injured due to another person’s negligence, filing a personal injury claim can seem like an intimidating process, especially if you don’t know how to start and what to expect during the claims process.

Along with the initial fear and pain, being involved in a car accident can have long-lasting consequences. As an injured passenger, the situation can be quite stressful and potentially overwhelming. If you were injured in an accident as a passenger, you need to know where to turn and what your next steps are. Luckily, you don’t have to face this alone.

Traffic fatalities on the highways and roadways of Hawaii totaled 94 in 2021, up from 85 the year before, with the trend continuing into 2022 and on pace for about 120 highway deaths, according to the Hawaii Department of Transportation (HDOT).

No one expects to get involved in a collision with another vehicle, but accidents and injuries can happen. In Hawaii, which is a no-fault insurance state, you must first turn to your own insurer to recover for injuries, though the at-fault driver and their insurance plan will be responsible for any property damages. When you file your claim, your insurance company will assign a claims adjuster to your case, and your next phone call may be from that person.

Under Hawaii’s personal injury laws, individuals injured in car accidents may be entitled to recover damages through injury claims.

If you have been injured in an automobile accident, you might experience a great deal of stress and anxiety. The situation can become even more stressful when you start getting calls from an insurance adjuster.  However, before you pick up the phone and speak with an insurance adjuster, it is crucial to understand your rights and know what you should and should not say during the conversation.